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Ideas that could help American Express

ThresholdTune: Operating-Point Calibration for Imbalanced Business ClassifiersWhy it helps: Credit-default and attrition models are core to its lending and retention economics; threshold calibration with confidence intervals gives a defensible, repeatable way to set operating points across portfolios.
Heterophily Pre-Flight Audit for GNN DeploymentsWhy it helps: Has publicly built graph-based fraud detection; the audit tells its teams which of their networks are safe for standard GNNs and which need heterophily-aware architectures.

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